Auto Insurance

why your car insurer needs this personal information

Jun 14 , 2018

by Tri-Star Blogging Team

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Why Your Auto Insurer Asks for This Information

Here’s why your auto insurer requests this information from you. If you’ve ever gotten a quote for auto insurance in Plano, Texas, then you know that the car insurer will request certain pieces of information from you. But why exactly do they need this personal information? Here’s why your car insurer requests this data. Your Social Security Number (SSN) While you’re not required to provide you SSN when getting an auto quote, your auto insurer will suggest that you supply this information. When you supply your SSN, the auto insurance company will use it to run a soft credit check on Read Full Post

What is an insurance deductible?

Jun 12 , 2018

by Tri-Star Blogging Team

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Insurance Deductibles Explained

Here’s what you need to know about insurance deductibles. Whether you’re looking at your health, auto, or homeowners insurance in Plano, Texas, you’re bound to see the term “deductible” popping up all over your policies. But what is a deductible and how does it affect your coverage? Here’s everything you need to know about insurance deductibles. What is it? A deductible is the amount of money you agree to pay out-of-pocket towards an insurance claim before your coverage kicks in. Generally, your insurer will provide a range of deductibles to choose from and you pick the amount that you Read Full Post

What to Expect After Your Car is Declared a “Total Loss”, expect after your car is declared a total loss

May 17 , 2018

by Tri-Star Blogging Team

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What to Expect After Your Car is Declared a “Total Loss”

Here’s what to expect after your car is declared a total loss. When you get into an auto accident, your car might be damaged beyond repair. In this case, your auto insurer will give you a call to tell you that your car is a total loss. But what happens now? Here’s what you should expect after your car is declared a total loss. Pay Your Deductible If someone else caused the accident, his or her insurance should cover your total loss settlement. However, if they do not have adequate coverage or if the accident was your fault, your collision coverage will kick in. This means that it’s Read Full Post

Time to upgrade your auto coverage

May 15 , 2018

by Tri-Star Blogging Team

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Why It’s Time to Enhance Your Auto Insurance Coverage

Reasons why you should bump up your auto protection. easons why you should bump up your auto protection. Do you still have minimum auto insurance in Plano, Texas? If you are relying on minimum auto insurance, then you are missing out on several important coverages that you will need in an emergency. Here are some of the coverages that you should consider adding to your policy to ensure that you have the comprehensive insurance protection that you actually need. Medical Payments Coverage Also known as Personal Injury Protection, this type of insurance covers the medical costs of Read Full Post

Why your auto insurance rates are high

Apr 17 , 2018

by Tri-Star Blogging Team

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Here’s Why Your Auto Insurance Might Be on the Expensive Side

There are some legitimate reasons why your car insurance rates seem high. Does it seem like you are paying more for your auto insurance in Plano, Texas than everyone you know? While this seems unfair, there are some legitimate reasons why your insurance rates are on the higher side. Here are some of the factors that can translate into higher auto insurance rates. You Set a Low Deductible Your insurance deductible is the amount that you agree to pay before your insurance coverage kicks in. For instance, if you had a deductible of $500 and your car was damaged, you would have to pay $500 Read Full Post

Should You Invest in Rental Car Insurance?, insurance for your rental car

Apr 19 , 2018

by Tri-Star Blogging Team

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Should You Invest in Rental Car Insurance?

Getting insurance for your rental car seems like a good idea, but do you really need it? When you go to rent a car, the car rental company will likely ask you if you would like to purchase rental car insurance. While getting this coverage seems like a smart idea, you might not actually need it. To help you determine whether or not you need insurance for your rental car, you should understand what this insurance is and know what your personal auto policy already covers. Here’s what you need to know. Rental Car Insurance Generally, car rental companies will offer four types of Read Full Post

determining fault after an accident

Mar 20 , 2018

by Tri-Star Blogging Team

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How Fault is Determined After a Car Accident

Find out how your insurer determines fault. It’s no secret that getting into a car accident will affect your auto insurance in Plano, Texas.  While most car accidents are unintentional, there is still a need for your insurance provider to determine which driver was technically at fault.  Here are some of the factors that your insurer will take into account when determining fault. Official Police Report After an accident, the official police report of the incident plays the most significant role in how your insurer declares fault.  Insurance providers rely so heavily on this report Read Full Post

Tips to Help You Stay Focused as You Drive, avoid distractions as you drive.

Mar 15 , 2018

by Tri-Star Blogging Team

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Tips to Help You Stay Focused as You Drive

Learn how you can avoid distractions as you drive. While most drivers have driven while distracted at some point in their lives, it’s important to remember that distracted driving is incredibly dangerous.  If you want to drive safer, here are some suggestions to help you avoid distractions as you drive. Put Away Your Phone Whether you are sending a text or answering a call, playing with your phone takes your attention off the road.  This moment of distraction could affect your reaction time or cause you to miss a traffic hazard altogether.  To avoid the temptation of playing with your Read Full Post

Who's covered under my car insurance?

Feb 8 , 2018

by Tri-Star Blogging Team

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Does My Auto Insurance Cover My Friends and Family?

Find out who is covered under your auto insurance. Do you often lend out your car for your friends and family to use?  Then make sure you know who is covered under your auto insurance in Plano, Texas.  Not sure how far your coverage extends?  Here are some of the drivers that your auto insurance will cover. Immediate Family Generally, your immediate family members who live under the same roof as you are protected under your auto insurance policy.  This means that your spouse, children, and siblings are all covered if they use your car, so long as they have a valid driver’s Read Full Post

Monthly Checks You Should Do on Your Vehicle, car maintenance tasks you should complete on a monthly basis

Feb 6 , 2018

by Tri-Star Blogging Team

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Monthly Checks You Should Do on Your Vehicle

Learn which important car maintenance tasks you should complete on a monthly basis. If you want to ensure that your car continues to function correctly, then it’s important that you give your car the proper monthly checks.  Here are some of the important car maintenance tasks you should complete on a monthly basis. Task #1 Check Your Tires As you use your car, your tire pressure gradually decreases.  That’s why you should check to make sure that your tires are inflated to the correct PSI (pounds per square inch).  Normally, you can find your car’s recommended PSI in your car’s owner’s Read Full Post