simplifying your home insurance claim

How You Can Make Filing a Home Insurance Claim a Little Easier

Try out these suggestions the next time you need to file a home insurance claim.

While having the right homeowners insurance in Plano, Texas is great for your peace of mind, the idea of having to go through the claims process can seem daunting. Luckily, there are steps that you can take to make your claims process faster and easier. Try out these suggestions to make the home insurance claims process go more smoothly for you.

Call Your Agent ASAP

After making sure that your family is secured in a safe location, one of the first things you should do is call your insurance provider to report the damage to your home. The earlier you contact your insurance agent, the sooner you can begin the claims process. The sooner you begin this process, the sooner it will end.

Take Pictures of the Damage

Another way to make the claims process easier is by personally documenting your home’s damage. The best way to do this is by snapping photos of your home’s damage from as many different angles as you can manage. If possible, you should also take a picture of the root cause of the damage (such as a fallen tree). Keep in mind that you should only attempt to take picture if it is safe to do so. These photos will help your insurance claims adjuster get a better idea of the extent of your home’s damage.

Don’t Assign Benefits

When you call a contractor to repair the damage to your home, they might ask you to sign an Assignment of Benefits form (AOB). Signing this form would give the contractor complete control over your claims process, including total ownership of the compensation distributed by your insurer. This is risky because an untrustworthy contractor could take your insurance money without bothering to make the necessary repairs. So, to save yourself some trouble, decline to sign this form if asked.

The next time you need to file a home insurance claim, try out these tips to make the process go a little more smoothly.  Need more assistance with your homeowners insurance in Plano, Texas?  Contact the experts at Tri-Star Insurance/HUB International.  We are ready to get you the coverage that you need today.

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