How To: Handle a Car Accident, auto insurance in Plano

How To: Handle a Car Accident

From initial response to contacting your auto insurance in Plano, Texas, here’s how to handle a car accident.

Getting into an auto accident can be overwhelming and scary.  However, it’s important to stay calm and handle the situation carefully. While you might know to record license plate numbers or to contact your auto insurance in Plano, Texas, there are a lot of steps in between.  If you are ever in an car accident, make sure you follow this to-do list.

1) Evaluate

If you aren’t seriously injured, move your car to a safe place and turn on your hazards before exiting your vehicle.  Then, take a moment to assess yourself.  Are you feeling okay?  Does anything hurt?  If you are okay, then you can proceed.  If there are other parties involved (another driver, passengers, pedestrians, etc.), check on them and call emergency services if anyone is hurt.  Even something minor, like dizziness, should be checked by a medical professional.

2) Call the Police

Even in minor accidents, a police accident report can help you when dealing with your insurance company and with other drivers.  So, make sure you call the police.  When the police arrive, cooperate but avoid blaming others or admitting fault.  Let the police objectively determine for themselves.

3) Collect Information

Make sure  you gather as much information as possible.  Things to write down include: the names of the other parties involved, license plate numbers, insurance information, contact information for witnesses, location of the accident, and the name and badge numbers of the responding police officers.  You should also take the opportunity to take pictures of the accident.

4) File a Claim

Depending on your insurer, you can file your insurance claim over the phone or online.  If you aren’t sure who to contact, your insurance ID card should have your insurer’s contact information.

If you’re ever in a car accident, stay calm and follow these steps to handle the situation.  Remember, having the right auto insurance in Plano, Texas can provide the necessary coverage you need in the event of an accident.  If you want the best auto insurance in Plano, Texas, contact the professionals at Tri-Star Insurance for all your insurance needs!