homeowners insurance in plano

Hidden Insurance Credits You Have to Know About

If you are looking to save money on your homeowners insurance in Plano, there are a few things you can do. 

Most people look for ways to save on their home insurance. Most homeowners stop after they install a smoke detector, and while that can certainly land you some savings, there are more options available to further reduce your premium. These are lesser-known, but they work just the same. If you want to save money on your homeowners insurance in Plano, here are a few hidden insurance credits you have to know about.

Gated Community Savings

Your homeowners insurance company can give you discounts if you live in a gated community. There’s a peace of mind knowing there’s a literal gate separating you from the rest of the world. This burglar deterrent decreases your risk of theft, and your insurance company should give you a discount for it.

Claims-Free Credit

Just as auto insurance has the good-driver discount, homeowners insurance in Plano has the claims-free credit. The reason is actually quite simple: Your absence of claims keeps more money in the insurance company’s pocket. As a thank you, they are able to send some of those savings your way and reduce your premium.

New Wiring 

Old wiring + house + time = fires. The U.S. Fire Administration reports there are about 67,800 home fires that were the result of electrical problems. If your home is old and has the wiring to match, consider hiring a professional to give your electrical wiring new life. The reduced risk of fire may land you some good savings.

Homeowners insurance does not have to be expensive, especially with these credits. The right homeowners insurance in Plano, TX, can help you recoup your losses. Contact Tri-Star Insurance Professionals in Texas.

You can click here to learn how you can save up to 35 percent on your Texas home or auto insurance with our simple 5 step email course!