Homeowners Ins

coverages inclided in your homeowners insurance

Oct 9 , 2018

by Tri-Star Blogging Team

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Why “Basic” Homeowners Insurance is More Comprehensive Than You Think

Here are some of the comprehensive coverages included in standard homeowners insurance policies. If you own a home, then you likely have a home insurance policy in place. However, many individuals do not know about all the coverage options that homeowners insurance in Plano, Texas has to offer. Here are some of the comprehensive coverages included in your standard policy. Personal Property Coverage Homeowners insurance includes coverage for the physical damages that the structure of your home might sustain after a break-in, act of vandalism, fire, extreme weather event, or so on. Your Read Full Post

how you can lose your homeowners insurance policy

Oct 4 , 2018

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Things that Can Cancel Your Home Insurance Coverage

How you can lose your homeowners insurance coverage. If you have homeowners insurance in Plano, Texas, you might be surprised to learn that there are certain things that can result in the cancellation of your policy or a denial of coverage. If you want to keep your coverage, make sure you avoid these issues. Insurance Fraud If you commit fraud and your insurance provider finds out about it, you risk your home insurance coverage being denied or your policy being cancelled. A common example of fraud is lying on your insurance application. For instance, claiming that your home is a Read Full Post

what does high-value home insurance cover?

Sep 20 , 2018

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What is High-Value Home Insurance?

Learn what separates high-value home insurance from standard home insurance policies. If you own a home, it’s no secret that you need to have the right homeowners insurance in Plano, Texas. However, if your home exceeds a certain value, relying on a standard home insurance policy could leave you without the comprehensive coverage you need. This is where high-value home insurance comes in. This type of policy is specifically designed to cover homes that are worth more than $750,000. While high-value home insurance offers coverages that are similar to a standard policy, they also offer some Read Full Post

Insurance for Your Home Remodel, right coverage for your home remodel

Sep 18 , 2018

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Insurance for Your Home Remodel

Make sure you have the right coverage for your home remodel. If you are planning to undertake a major home renovation project, there’s a ton of planning and decision-making that you need to take care of. However, in between choosing the right contractor and looking at new appliance options, it’s important to think about your homeowners insurance coverage. Making the right adjustments to your policy can ensure that you have the right coverage for your remodel. Here’s what you need to know about your homeowners insurance and your home renovation project. Why Should I Notify My Read Full Post

Is a Home Endorsement Right for You?, adding an endorsement onto your homeowners insurance policy

Sep 13 , 2018

by Tri-Star Blogging Team

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Is a Home Endorsement Right for You?

Learn what adding an endorsement onto your homeowners insurance policy can do for you. As a homeowner, you know that sometimes your coverage needs change. If this should happen to you, then the idea of securing a completely new home insurance policy might be really unattractive. Luckily, there are things you can do to secure the updated coverage that you need without having to go through the trouble of getting a brand-new policy. For instance, you can apply a home endorsement to your existing policy to make the coverage changes that you need. Here’s what adding an endorsement onto your Read Full Post

high-value home insurance

Jul 26 , 2018

by Tri-Star Blogging Team

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Why High-Value Homeowners Need More Coverage

Here are some of the reasons why you might need more insurance protection as a high-value homeowner. If you are an affluent individual with a significant amount of wealth invested in your home, it’s important that you have the right homeowners insurance in Plano, Texas to address all your needs. Keep in mind that, as a high-value homeowner, your coverage needs may differ from the standard homeowner. For instance, not only will you need increased coverage to match the value of your home, but you may also need more coverage to address your increased risk for a liability issue. Surprised to Read Full Post

Get the Right Insurance for Your Second Home, insurance for your second home

Aug 9 , 2018

by Tri-Star Blogging Team

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Get the Right Insurance for Your Second Home

How you can get insurance for your second home. Owning a second home, such as a vacation home or rental property, is very similar to owning a primary residence. For instance, just like with your main home, it’s important that you have the right insurance coverage for your secondary property. Here’s what you need to know about securing insurance for your second home. Check with Your Existing Policy First If you already have an existing homeowners policy for your main residence, you should find out whether this policy extends coverage to any secondary properties. If your policy does offer Read Full Post

Insurance for High-Net-Worth Individuals

Jul 10 , 2018

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Insurance for High-Net-Worth Individuals

Learn which coverages you should have as a high-net-worth individual. As a high-net-worth individual, you need specialty coverages to ensure that you are protecting all your assets. Unfortunately, despite the large population of wealthy individuals living in the United States, this affluent section is often underserved from an insurance perspective. This is because standard insurance policies cannot offer adequate coverages for the unique exposures that high-net-worth individuals face. Interested in getting the right coverage to secure all your assets, but not sure where to start? Read on to Read Full Post

keep your possessions safe during your move

Jul 5 , 2018

by Tri-Star Blogging Team

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Getting the Insurance Coverage You Need for Your Move

Here’s what you need to know about getting coverage during your move. Are you planning on moving into a new space this summer? If so, it’s important to understand what your existing homeowners insurance in Plano, Texas can do for you during this transitional period. So, what exactly does your insurance cover and will this coverage be enough? Here’s what you need to know about your homeowners insurance during a move. What’s Covered? If you have homeowners, renters, or condo insurance, then you may have some protection for your personal items during a move. There is a special clause in Read Full Post

What is an insurance deductible?

Jun 12 , 2018

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Insurance Deductibles Explained

Here’s what you need to know about insurance deductibles. Whether you’re looking at your health, auto, or homeowners insurance in Plano, Texas, you’re bound to see the term “deductible” popping up all over your policies. But what is a deductible and how does it affect your coverage? Here’s everything you need to know about insurance deductibles. What is it? A deductible is the amount of money you agree to pay out-of-pocket towards an insurance claim before your coverage kicks in. Generally, your insurer will provide a range of deductibles to choose from and you pick the amount that you Read Full Post