Homeowners Ins

understanding your personal liability coverage

Feb 14 , 2019

by Tri-Star Blogging Team

Leave a comment

What You Should Know About Your Personal Liability Insurance

Understanding your personal liability coverage needs. Personal liability issues are among the most serious and expensive claims that a homeowner can face.  Fortunately, standard homeowners insurance in Plano, Texas offers some personal liability protection.  But what exactly does personal liability insurance cover and are your coverage limits high enough to protect against your risks?  To help you understand, here are some of the answers to the most common personal liability questions. What Does Personal Liability Insurance Cover? Personal liability issues arise when a third-party Read Full Post

insuring your home's HVAC system

Feb 12 , 2019

by Tri-Star Blogging Team

Leave a comment

Home Insurance and Your HVAC Coverage

Does my home insurance cover my HVAC system? As a vital part of your home, it's natural to assume that every facet of your HVAC system is covered under your homeowners insurance in Plano, Texas.  However, this isn't necessarily the case.  While many components of your HVAC system are covered under your policy, there are also some coverage exclusions.  Here's what your homeowners policy will and will not cover when it comes to your HVAC system. Window AC Units While central air conditioning systems are considered part of your home, window units typically fall under the category of Read Full Post

Insurance for Today’s High-Value Homes, high-value home the protection it needs

Feb 7 , 2019

by Tri-Star Blogging Team

Leave a comment

Insurance for Today’s High-Value Homes

Get your high-value home the protection it needs. If you own a home, then it is likely the largest investment that you have ever made.  Naturally, you want to do everything in your power to protect your investment.  Unfortunately, if the value of your home exceeds $1 million, then securing an adequate amount of insurance coverage can be difficult.  Here's what you need to know in order to secure your high-value home the protection it needs. Do You Have Enough Coverage? When choosing a high-value home insurer, you need to first determine if they are able to offer you all the coverage Read Full Post

Should You Secure High Value Home Insurance for Your Plano Home?, high value home insurance in Plano, Texas

Jan 22 , 2019

by Tri-Star Blogging Team

Leave a comment

Should You Secure High Value Home Insurance for Your Plano Home?

Do you need high value home insurance in Plano, Texas to protect your home? If you are the owner of a luxury home, you have no doubt invested a lot of time, effort, and money into creating your dream property. After putting so much into your home, the last thing you want to do is start all over again due to gaps in your homeowners insurance coverage. Unfortunately, if you are currently relying on a standard homeowners insurance policy, chances are that you do not have adequate coverage for your home and the possessions inside it. Here's why you should consider upgrading to the comprehensive Read Full Post

protecting your personal property

Jan 17 , 2019

by Tri-Star Blogging Team

Leave a comment

Why You Need Scheduled Personal Property Insurance

Learn what this specialty coverage can do for you. If you have homeowners insurance in Plano, Texas, you probably know that your policy offers you four main coverages: property, personal liability, loss of use, and personal property. As the name suggests, your personal property insurance offers coverage for your belongings. However, it's important to understand that the personal property coverage offered by your home insurance is subject to limits. Oftentimes, this means that homeowners do not have enough coverage for high-value items such as jewelry, fine art, electronics, and so on. Read Full Post

Review and Update Your Insurance This Year, update your insurance policies

Jan 10 , 2019

by Tri-Star Blogging Team

Leave a comment

Review and Update Your Insurance This Year

Update your insurance policies for the new year. The start of the New Year is a great time to reflect on all the changes you've gone through during the previous year. It's also a great time to consider what these major life changes mean for your various insurance needs. To ensure your policies are offering you the coverage that you need, take some time to review and update them this month. Here are some of the life changes that will require you to update your insurance policies. Home As you review your homeowners insurance, you need to consider changes in your home's value, any Read Full Post

protecting your home against natural disasters

Jan 15 , 2019

by Tri-Star Blogging Team

Leave a comment

Insurance to Protect Your Home Against Natural Disasters

What will your home insurance cover when it comes to natural disasters? If you have homeowners insurance in Plano, Texas, you may be curious about how far your coverage extends. For instance, you may be worried about whether or not your policy will offer coverage for different natural disasters. To offer you a little piece of mind, here is what standard homeowners insurance will and will not cover when it comes to natural disasters. Covered Disasters While every policy is unique, there are some industry standard coverages. For instance, if you have the HO-2 (broad policy) form of Read Full Post

What You Should Do to Insure Your Valuable Holiday Gifts, steps to get your precious gifts covered

Dec 20 , 2018

by Tri-Star Blogging Team

Leave a comment

What You Should Do to Insure Your Valuable Holiday Gifts

Take these steps to get your precious gifts covered. Now that the holidays are here, you will likely start receiving presents from your loved ones. But what happens if you are gifted something that's extremely expensive or valuable? In this case, you need to make sure this valuable item is insured. Take these steps the get your precious gifts covered. Contact Your Insurer If you have homeowners or renters insurance, then your policy offers coverage for your personal belongings. However, this coverage is subject to certain limits. If the value of your gifts exceeds your policy's coverage Read Full Post

Which Common Appliances Pose the Biggest Fire Risk?, household appliances that can increase your home’s fire risk

Nov 15 , 2018

by Tri-Star Blogging Team

Leave a comment

Which Common Appliances Pose the Biggest Fire Risk?

Watch out for these household appliances that can increase your home's fire risk. As a homeowner, one of the most devastating things that can happen to you is a house fire. This is why responsible homeowners take precautions to reduce their chances of setting off a fire. Unfortunately, many are unaware that everyday appliances can spark a serious fire if they are not properly maintained or if they are used incorrectly. Here are some of the common household appliances that can increase your home's fire risk. 1) Ovens Unsurprisingly, cooking appliances pose some of the most significant Read Full Post

insurance protection for the wealthy

Nov 13 , 2018

by Tri-Star Blogging Team

Leave a comment

Insurance Considerations for Those with a High Net Worth

As a high net worth individual, here are some of the insurance protections you should consider. When it comes down to it, the wealthier you are, the more risks you face. This is why high net worth individuals must take extra precautions to protect their liability, property, and other assets. From home to specialty auto insurance in Plano, Texas, here are some of the coverage options that wealthy individuals should pursue. High Value Home Insurance If your home is worth more than $750,000, consider securing a high value home insurance policy. These policies offer higher coverage limits, Read Full Post