Time to upgrade your auto coverage

Why It’s Time to Enhance Your Auto Insurance Coverage

Reasons why you should bump up your auto protection.

easons why you should bump up your auto protection.

Do you still have minimum auto insurance in Plano, Texas? If you are relying on minimum auto insurance, then you are missing out on several important coverages that you will need in an emergency. Here are some of the coverages that you should consider adding to your policy to ensure that you have the comprehensive insurance protection that you actually need.

Medical Payments Coverage

Also known as Personal Injury Protection, this type of insurance covers the medical costs of everyone in your car if you get into an accident. Regardless of who is at fault for the accident, this insurance will ensure that the driver and passengers of your vehicle get the medical attention that they need. While some states require drivers to carry this coverage, if it is not a mandated coverage for your state, you should still consider investing in this coverage.

Uninsured/Underinsured Motorist

Approximately 1 in 8 drivers do not have auto insurance, and an even greater percentage do not have enough insurance to adequately cover an accident that they are at fault for. If you get into an accident caused by an uninsured or underinsured driver, they might not enough coverage to actually cover the cost of the claim. This would leave you to pay the remaining costs out-of-pocket. That is, of course, unless you had uninsured/underinsured motorist insurance. With this policy, you can ensure that you have the coverage you need to deal with every claim.

These are two of the auto policy upgrades that you should consider making this May.  Do you have further questions regarding your auto insurance in Plano, Texas?  Don’t hesitate to contact the professionals at Tri-Star Insurance/HUB International.  We are ready to assist you with all your insurance needs today.